Life Insurance
LIFE INSURANCE, FINANCIAL GUARANTEES AND HEDGING
CONSIDERATIONS
1. What new product opportunities are created by changes in savings, protection, investment, inflation, public policy in developed and developing countries?
2. How will proposed changes in accounting, regulatory and performance measurements affect life insurance risks and risk management practices?
3. How can insurers manage risks that policyholders seek protection from through hedging strategies and tools?
4. Is the life insurance business better off diversifying risks (e.g., longevity, investment, marketing) through integration with other financial services or by concentrating on the special needs of life insurance alone?
5. How can life insurers apply their special skills to capture a stronger position in privatized retirement savings markets?
Economic Crisis
The Impact of the Economic Crisis on the Insurance Industry
Considerations:
1. How have the economic crisis and aftermath affected insurance lines, e.g., higher claims, decline in sales, growth in sales, new products?
2. How has the experience in financial services affected the direction of insurance regulation? Is insurance regulation affected by mistaken assumptions about industry needs and norms, e,g., excessive restriction on the use of needed hedging facilities?
3. How will the recent experience change risk management practices in the industry?
4. Will problems in the derivatives markets reduce or change the use of capital markets for insurance activities?
5. What new market opportunities are created by the recent crisis?
Most Commented
Tag Cloud
- financial hedging
- financial models
- financial crises
- risk prevention
- risk management it systems
- risk management
- systemic risk
- financial services
- international association of insurance supervisors
- life insurance
- economic capital
- principles for sustainable insurance
- insurance-linked securities
- global regulatory frameworks
- longevity risk