1. What new product opportunities are created by changes in savings, protection, investment, inflation, public policy in developed and developing countries?
2. How will proposed changes in accounting, regulatory and performance measurements affect life insurance risks and risk management practices?
3. How can insurers manage risks that policyholders seek protection from through hedging strategies and tools?
4. Is the life insurance business better off diversifying risks (e.g., longevity, investment, marketing) through integration with other financial services or by concentrating on the special needs of life insurance alone?
5. How can life insurers apply their special skills to capture a stronger position in privatized retirement savings markets?
Insurers have a clear vision of how enterprise risk management (ERM) will add value to their organizations but face business challenges in progressing toward that goal, according to Towers Watson's Seventh Biennial Global ERM Survey, released in November.more articles