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Development and Sustainability of Emerging Health Insurance Markets: Evidence from Microinsurance in Pakistan

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EDUCATION

09/2007-present Ph.D. candidate, Dept of Actuarial Science, Risk Management and Insurance, University of Wisconsin-Madison, USA Advisor: JoanT. Schmit, Co-advisor: Justin R. Syndor

09/2005-07/2007 M.A. in Economics, School of Economics, Peking University,China

09/2001-07/2005 B.A. in Economics, School of Economics, Peking University, China

RESEARCH

Dissertation

Development and Sustainability of Emerging Health Insurance Markets: Evidence from Microinsurance in Pakistan

Working papers

1. “The Performance of Risk Retention Groups: Does Organizational Form Matter?”

2. “Testing for Adverse Selection in China’s New Rural Medical Scheme: the Case of Hubei Province”

Publications in Chinese

1. “Seeking the Balance between Social Adequacy and Individual Equity in Social Security”, China Securities Journal, September 13, 2006

2. Research Report on China’s Urban Economy in 2005(with Cao et.al. ),Chapter2, Tongxin Press,2005

Translated work in Chinese

One of the translators of Corporate Survival: the Critical Importance of Sustainability Risk Management, written by Dan R. Anderson, Economic Science Press, 2008

CONFERENCE PRESENTATION

1. “The Performanceof Risk Retention Groups: Does Organizational Form Matter?” Asia-Pacific Risk and Insurance Association(APRIA)Annual Conference, Beijing, China, July 30, 2009

2. “Advantageous or Adverse Selection in Emerging Health Insurance Markets: Evidence from a MicroHealth Insurance Program in Pakistan.”American Risk and Insurance Association (ARIA) Annual Conference, San Diego, USA, Aug 9, 2011

3. “Development and Sustainability of Emerging Health Insurance Markets: Evidence from Microinsurance in Pakistan.”2012 Annual International Insurance Society Seminar, Rio deJaneiro, Brazil, June 19, 2012

AWARD, FELLOWSHIP, SCHOLARSHIP

2012 The Shin Research Excellence Award, International Insurance Society and theGeneva Association

2011 Outstanding Graduate Student Teaching Award, School of Business, UW-Madison

2009 Scholarship, Property and Liability Underwriting Society (PLUS)

2009 Research grant, School of Business, UW-Madison

2007 Scholarship, School of Business, UW-Madison

2006 May Fourth Fellowship, Peking University

2004 OOCL Fellowship, Peking University

TEACHING EXPERIENCE

09/2010-05/2011 Teaching assistant: Employee benefit, School of Business, UW-Madison

09/2008-05/2010 Teaching assistant: Risk and insurance, School of Business, UW-Madison

09/2007-05/2008 Teaching assistant: Business statistics, School of Business, UW-Madison

09/2006-02/2007 Teaching assistant: Rural finance, School of Economics, Peking University

BUSINESS EXPERIENCE

06/2009-08/2009 Internship at China Life Asset Management Corporation, Portfolio Management Dept.

04/2005-05/2005 Internship at Bank of China, Beijing Branch, Risk Management Dept.

JOIN DISCUSSION

Rio 2012 - Shin Research Program: Insurance Solutions for Developing Countries

Yi Yao

Actuarial Science, Risk Management and Insurance Department, School of Business, University of Wisconsin at Madison, USA

PRESENTATION

Development and Sustainability of Emerging Health Insurance Markets: Evidence from Microinsurance in Pakistan

Presentation Video

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